Real Estate

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Financial Solutions of California

When It’s Right to Buy

By FInancial Solutions Of California | March 2, 2018

BUY OR RENT? This question still comes with as much excitement as it does stress. While the traditional answer has always been to buy, many make the case that in today’s market it’s actually best to rent. With rising interest rates nationwide, the latter can appear to carry some weight. But keep in mind – if you want to buy…

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Financial Solutions of California

Southern, CA Mortgage Rates Climbing in 2018

By FInancial Solutions Of California | February 26, 2018

As mortgage rates in southern California have continued to rise for almost a year, so have the concerns for buyers. In Long Beach, home values have gone up over 6.8 percent this past year according to the real estate website Zillow, which also estimates prices will continue to rise 1.2% in the next year. With the average 30-year fixed-rate mortgage…

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Taxes and Home Owners

What Effect Might Trump Tax Plan have on Home Prices in California?

By FInancial Solutions Of California | January 30, 2018

The recent income tax overhaul will affect more than just the bottom line on your tax form. It might just influence individual decisions on the purchase of a home and possibly the overall direction of home prices. In recent years, the good news for home prices has been nonstop – Rates have remained low for many years. Employment levels have…

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Financial Solutions of California

What Does it Mean When the Federal Reserve Changes Rates?

By FInancial Solutions Of California | December 15, 2017

Find the right team. You won’t find many real estate agents or loan officers who can accurately answer this question. But at Financial Solutions of California, we do! That’s because our professionals don’t just canvass the neighborhood for leads, we research our craft in our quest to add real value and “Expand Your Financial Possibilities.” What does this mean? The…

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Adjustable Rate Mortgages

Adjustable Rate Mortgages – Why Leave Money on the Table?

By FInancial Solutions Of California | December 15, 2017

Is it the right mortgage for you? Since the beginning of the financial crisis that struck about 10 years ago, I have only sold adjustable rate mortgages (ARMs) to 2 people. Myself, and a client who is an accountant. Every other person has chosen to go with a 30 or 15 year fixed rate loan. Now, if you can afford…

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