FRM Financial Solutions of California, Inc. (referred to as “Financial Solutions,” “we,” “us,” or “our”) recognizes the importance of protecting the privacy of certain information (“Information”) collected about our customers and prospective customers (referred to as “Customers,” “you” or “your”). This privacy statement discloses what information we gather, how we use it, and how to correct or change it. At Financial Solutions, it is our intention to give you an understanding about how we collect your Information and the use we make of it in the course of our business.

To that end, Financial Solutions gathers two types of information about Customers: data that Customers provide through optional, voluntary registration on our sites; and data Financial Solutions gathers through aggregated tracking, mainly by tallying page views throughout our sites. Such information enables us to tailor our content to fit Customers’ needs better and to help us understand our audience. Be assured that Financial Solutions will not disclose personal Information to third parties without your consent, except as may be noted in this Privacy Policy or as disclosed to you when the Information is submitted.


With whom does Financial Solutions share my Information? 
As a general rule, we will not disclose any specific personal information that you submit to us about you (“Personal Information”) in a manner that connects you with the Personal Information, except when we have your permission or under special circumstances, such as when we believe in good faith that the law requires it or under the circumstances described below. The following describes some of the ways that your Personal Information may be disclosed.


Business Partners
Financial Solutions may disclose some or all of your Personal Information to business partners, but this use will be specifically described to you prior to data collection or prior to transferring the data.


We may also disclose account Information (if any) in special cases when we have reason to believe that disclosing this Information is necessary to identify, contact or bring legal action against someone who may be violating our terms of use or terms of service, or may be causing injury to or interference (either intentionally or unintentionally) with any of our rights or property, Customers, or anyone else. We may disclose or access account Information when we believe in good faith that the law requires it and for administrative and other purposes that we deem necessary to.


Please keep in mind that whenever you give out information online (for example, via email) that information can be collected and used by people you don’t know. Financial Solutions strives to protect our Customers’ information and privacy, but we cannot guarantee the security of any information you disclose online, and you disclose such information at your own risk.


Is my information secure from others using the site?

The security of all information associated with our Customers is an important concern to us. We exercise care in providing secure transmission of your information from your computer to our servers. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your information, we and our affiliates can’t ensure or warrant the security of any information you transmit to us or from our online products or services, and you do so at your own risk. Once we receive your transmission, we use industry standard efforts to safeguard the confidentiality of your information. However, “perfect security” does not exist on the Internet.


By using this site, you signify your agreement to Financial Solutions’ Privacy Policy.


Your continued use of Financial Solutions and/or its affiliates’ sites following the posting of changes to these terms will mean you accept those changes.